Friday, April 13, 2018

44 193 225 252 | Credit card signatures are ending in the US on April 13th, April 12, 2018


Credit card signatures are about to become a thing of the past, with American Express, Mastercard, Visa, and Discover — the four major US credit card companies — set to do away with the requirement for signatures on in-store purchases in the coming days. American Express, Mastercard, and Discover have all confirmed that they’ll be flipping the switch on April 13th, while Visa should be following later in the month.

The New York Times points out, the signature isn’t being dealt a single death blow all at once. All that the major credit card companies are doing is getting rid of the requirement for companies to have a signature: it’ll be up to stores to decide whether or not they’d like to eliminate them. Some, like Target and Walmart, plan to get rid of them later this month, while others — like Square, which has card readers used by a huge number of small merchants — will still require you to scrawl your John Hancock to authenticate your purchase.


Different credit card companies are also getting rid of the restriction in slightly different ways. American Express, for example, is nixing the requirement around the world, while Visa is making it optional only in North America for companies that offer chip systems. Mastercard is limiting it to just the US and Canada, while Discover won’t need signatures in US, Canada, Mexico, and the Caribbean. Even though it’s an international change, signatures are largely only a part of the checkout system in the US, since most other countries have switched to chip-and-PIN authentication.

Utilizing the s-exception (+9 for each 's'), the head title sums to 252.

Using the Septenary cipher, the head title sums to 193.
193 is the 44th prime number
Kill - 44

April 13, 2018, is when the credit card signatures are coming to an end in the United States.

Date numerology: 4/13/2018 = 4+1+3+20+18 = 46
Sacrifice = 46

Date numerology: 4/13/2018 = 4+12+20+18 = 55

US credit card companies are finally getting rid of the signature but, one of them are taking the extra step of replacing it with the far more secure chip-and-PIN authentication that Europe uses. A few years ago, the US finally came on board with the more secure EMV chips in its cards (largely due to a policy that would penalize issuers and stores that didn’t shift over to chipped cards). But US payment processors refused to add the other half of the European system — requiring a four-digit PIN to verify a purchase, and instead relying on a signature to authenticate.

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